Effective Date: 04 April 2026
Last Updated: 04 April 2026

Welcome to CG1 Helper (“we”, “us”, “our”). By using this website, you agree to the following terms.

1. Purpose

CG1 Helper is a tool designed to help users prepare figures for the Irish Revenue CG1 Capital Gains Tax form. It processes trading brokerage statements, estimates capital gains figures based on realised transactions in stocks, ETFs, CFDs, and crypto assets, and may generate a pre-populated CG1 form for review.

2. Use of Service

The service is provided for personal, non-commercial use.

• You agree to use the service lawfully and not upload files containing malicious code or unnecessary personal data.
• You are responsible for ensuring that your uploaded data (for example, eToro statements) is accurate and complete.

3. No Financial or Tax Advice

CG1 Helper provides automated calculations for informational purposes only and does not constitute financial or tax advice. It should not be relied upon as a substitute for professional advice.

4. Legal Status

CG1 Helper is not a financial services provider, investment intermediary, or tax agent as defined under Irish or EU law. The service does not hold authorisation from the Central Bank of Ireland and does not provide any regulated financial service. CG1 Helper does not submit, file, or communicate any information to Irish Revenue on your behalf.

5. FX Conversion

Where applicable, CG1 Helper applies USD to EUR foreign exchange rates when processing your file.

• For prior years, the official Revenue annual FX rate is used.
• For the current year, you may choose to apply the provisional European Central Bank average rate until Revenue publishes its official rate.
• FX rates are applied consistently across all calculations.

6. Bed & Breakfast Rule

Where selected, CG1 Helper applies the Revenue Bed & Breakfast (30-day) rule, which restricts the use of losses where the same asset is repurchased within 30 days.

This adjustment is applied automatically using transaction data from your uploaded file and is applied consistently across all relevant transactions.

7. Irish Domiciled ETFs

Where selected, Irish domiciled ETF transactions are excluded from CGT calculations in line with Revenue treatment. These transactions may be subject to a different tax regime (for example, Exit Tax) and are presented separately for reference.

8. Outputs & Accuracy

Outputs, including generated reports and any pre-populated CG1 form, are based on the data and options you provide, and their accuracy depends on the completeness and correctness of that data. While care is taken in applying calculation rules, outputs may be subject to errors or omissions. They may not take into account all individual tax circumstances or applicable reliefs.

9. Scope & Limitations

• CG1 Helper currently supports eToro statements.
• All calculations are based solely on realised trading data contained in the uploaded file.
• For eToro accounts with a euro base currency, trades are executed and settled in US dollars within the platform. CG1 Helper converts these results to euro using official annual exchange rates published by the Irish Revenue Commissioners or, where applicable, the European Central Bank.
• The tool does not calculate FX gains or losses on deposits or withdrawals.
• Support for additional brokers may be added in future versions.

This service does not cover: items not included in your broker statement, spouse or civil partner transfers, offshore funds and life assurance policies, property or development land transactions, or specialist reliefs and complex tax scenarios.

10. Data & Privacy

• Uploaded files are processed securely within encrypted cloud infrastructure and stored only temporarily to generate results.
• Files are deleted shortly after processing, typically within one hour, and are not retained beyond what is necessary to deliver the service.
• We do not require personal details to process your file.
• Email addresses are used to deliver promo codes and to associate a code with a purchase where required. They are not used for marketing or shared with third parties.

For full details on how data is processed, please refer to our Privacy Policy.

11. Cookies

This website may use essential cookies required for the operation of the service, including maintaining session integrity and ensuring fair use.

We do not use cookies for advertising or marketing purposes. For further details, please refer to our Privacy Policy.

12. Promo Codes

• Promo codes may be offered as part of purchases or promotions.
• They are non-transferable and have no cash value.
• Promo codes may be subject to usage limits or expiry periods.
• Promo codes may be changed or withdrawn at any time.
• Where linked to a purchase, codes are tied to the purchaser’s email address for validation.
• Different packages or promotions may provide access to different features or levels of service. Please ensure the selected option meets your requirements before proceeding.

13. User Responsibility

You are responsible for verifying all results and ensuring compliance with applicable Irish Revenue reporting obligations. You should not rely solely on CG1 Helper when completing a tax return and should review and confirm figures where necessary before filing or payment.

14. Limitation of Liability

To the fullest extent permitted by law, CG1 Helper shall not be liable for any loss, including tax liabilities, penalties, or interest arising from use of the service.

To the extent permitted by law, any liability is limited to the amount paid, if any, for use of the service in the 12 months preceding the event giving rise to the claim.

15. Intellectual Property

All content, design, and code on this site are the property of CG1 Helper and may not be copied or reproduced without permission.

16. Updates to These Terms

We may update these terms from time to time. Continued use of the service constitutes acceptance of any updates.

17. Governing Law

These Terms are governed by the laws of Ireland. Any disputes shall be subject to the exclusive jurisdiction of the Irish courts.

18. Contact

For support, enhancement requests, or feedback, please visit our Contact page.